PAKISTAN PERSONAL FINANCE & BUSINESS DIGITAL KHATA (PKR)
KharchaTracker – Expense Tracker & Digital Khata App in Pakistan
KharchaTracker is Pakistan's AES-256-GCM client-side encrypted Personal Expense Tracker, Monthly Ghar Ka Kharcha Budget Planner, Kamaiti (BC) Committee Tracker, and Business Digital Udhar Khata + POS BillBook + FIFO/LIFO Inventory ERP in Pakistani Rupees (PKR), built for Web, Android PWA, and iOS PWA with sub-20ms offline sync.
Personal Household Workspace (Ghar Ka Kharcha & Kamaiti)
Log daily PKR expenses and income across Cash in Hand, Meezan Bank, HBL, UBL, Bank Alfalah, SadaPay, NayaPay, JazzCash, and EasyPaisa. Set monthly category budgets, track utility bills, and manage monthly Kamaiti (BC / ROSCA) payout turns with shared family roles.
Manage structured CUS/VEN party ledgers, send 1-click WhatsApp PDF Wasooli statements, issue retail or GST invoices, value SKU stock batches using FIFO, LIFO, or Weighted Average COGS, reconcile Daily Rokar cash registers, track Staff Peshgi payroll, and view live Profit & Loss and Balance Sheet statements.