APNA HISAB KITAB · ROZNAMCHA · PERSONAL + BUSINESS IN ONE APP
Complete Hisab Kitab & Digital Roznamcha App for Home and Business in Pakistan
KharchaTracker is Pakistan’s unified Hisab Kitab application that keeps Personal Ghar Ka Kharcha and Business Dukaan Roznamcha under a single account in segregated workspaces. Whether you need a daily cash book, customer udhar khata, kamaiti ledger, or household budget in PKR, every record updates in under 20ms across mobile and laptop.
01. One Account, Strictly Separated Home & Shop Workspaces
Most business owners in Pakistan juggle two completely different apps—or mix personal grocery withdrawals directly into shop cash drawers. KharchaTracker gives you dedicated Personal and Business workspaces under one login.
- Personal Mode focuses on fast PKR expense logging, bank/wallet balances, monthly budgets, and kamaiti goals.
- Business Mode unlocks Udhar Khata, BillBook POS, FIFO Inventory, Daily Rokar, Staff Payroll, and P&L statements.
- Switch between Home and Business workspaces in one click with zero data crossover.
02. Familiar Pakistani Accounting Terms, Modern Cloud Speed
Designed around everyday Pakistani financial language—Rokar, Udhar, Jama, Wasooli, Peshgi, Kamaiti, and Ghar Ka Kharcha—without complex ERP training.
- Instant search across thousands of entries by party name, SKU, category, amount, or note.
- Scheduled automated email summary reports and 1-click CSV / PDF backups.
- Zero advertisements, zero data selling, and zero third-party credit-spam to your customers.
Pakistani Financial Terminology Mapped in KharchaTracker
| Local Term | English Accounting Equivalent | Where It Lives in KharchaTracker |
|---|---|---|
| Ghar Ka Kharcha | Household Expense & Monthly Budget | Personal Workspace -> Transactions & Budgets |
| Udhar / Jama (Wasooli) | Accounts Receivable / Payable Recovery | Business Workspace -> Contacts (Khata) |
| Daily Rokar / Roznamcha | Daily Cash Register & Till Book | Business Workspace -> Cash Register (Rokar) |
| Peshgi | Employee Salary Advance | Business Workspace -> Staff & Payroll |
| Kamaiti / BC | Rotating Savings & Credit Pool (ROSCA) | Personal Workspace -> Savings Goals |
Frequently Asked Questions
Can I use KharchaTracker on both my Windows laptop and Android/iPhone?
Yes. Open kharchatracker.vercel.app on any desktop or mobile browser and install it as a PWA. Your ledgers stay synchronized across all signed-in devices.
Will KharchaTracker ever send promotional SMS to my shop customers?
Never. Your customer phone numbers and balances are encrypted client-side. WhatsApp reminders are only sent when you explicitly click share to your customer.